Veterans’ Home Care Services

About Veteran Care

With help from 3rd party VA Accredited Benefits Agents, we help our applicants get additional funding to pay for home care services, the VA Benefit is called “Aid and Attendance”.  We do not charge the Veteran or their family a penny to assist them. We are one of the only home care agencies in this area that is associated with an expedited process to provide this no fees service.

The VA benefit can provide up to $2,365 per month to Veterans and their spouses who need non-medical care/assistance to help them with activities of daily living in their home or chosen place of residence. There are currently over 10 million Veterans and their surviving spouses nationwide who are believed could qualify for this benefit and only 5% of them are currently taking advantage of it. 

VA Aid & Attendance Benefit Loan Program

We offer a unique interest free loan to our clients who are Veterans (or surviving spouses of Veterans) and want to get access to the Veteran Administration (VA) Aid and Attendance benefit. This free benefit can provide 10‐20 hours of free care per week for the rest of your life!

The Problem

Most VA benefit applications take 6-12 months to get approved and involve an extensive application process and ongoing monitoring to maintain the benefit.  98% of the time a person needs to already have home care in place during the 6-12 month application process in order to get approved. The cost of this care can be too high for many Veterans – in addition to the fact that the Veterans do not know if their benefit application will even get approved and allow them to be paid back by the VA for their care costs during the application process. The risks are just too high for many Veterans and their surviving spouses so they usually do not end up applying for the VA benefit.

Our Solution

We work with Veterans and their surviving spouses to complete and file their benefit paperwork so we can help ensure they get approved and provide them a 6-12 month interest free loan to pay for the home care services during the 6-12 month application process. Once the veteran gets approval for their benefit, they are retroactively paid (by the VA) for all the care provided to them during their 6-12 month application process. The veteran then pays back the interest free loan.

Positive Results

The Veteran or surviving spouse gets to have 10-20 hours a week of FREE care starting as soon as the application is filed from a quality home healthcare provider without paying a penny now or ever the care is funded 100% by the VA! We then continue to keep the Veteran compliant with the requirements of the VA benefit and handle all VA audits for the rest of their life so they can keep getting 10-20 hours a week of FREE care.

Veterans’ Home Care Services in St. Louis

Fill Out The Below Form And One Of Our Representatives Will Contact You To Discuss The VA Benefit And Your Eligibility.


Qualify For The VA Benefit

  • They are over age 65.
  • They are a Veteran, a spouse of a living Veteran, or a surviving spouse of a Veteran. Surviving spouse must have been married to Veteran at the time of the Veteran’s death.
  • The Veteran served as “Active Military” status for 90 days during an approved time of war: WWII, Korean War, Vietnam War, or the Gulf War & others may qualify.
  • After 1980, Active Military status for 2 years and 90 days active duty during approved time of War.
  • The Veteran had an honorable discharge.
  • The Veteran or surviving spouse meets monthly income requirements.
    • Couples: $3,000
    • Single Veterans: $2,600
    • Surviving Spouse: $2,000
  • Must have less than $129,000 in retirement accounts (401k, annuities, stocks, bonds, and cash in bank).  Home value and personal property are exempt
  • The Veteran, spouse of a living Veteran, or surviving spouse of a Veteran needs assistance with Assistance with Daily Living including bathing, grooming, meal preparation, companionship, etc. on a regular basis in order to stay independent in their home or chosen place of residence.

Frequently Asked Questions

We take pride in helping veterans or their surviving spouses, through a special Department of Veterans Affairs (VA) benefit known as “Aid and Attendance”.  This benefit allows elderly Veterans and their spouses to remain in the comfort of their own homes and receive assistance with activities of daily living. We handle the entire application process for you, including helping the veteran assemble all necessary paperwork. With our exclusive US Veteran Care Program, qualified applicants begin home care almost immediately, at no cost.

This Veterans Affairs pension is for veterans with an honorable discharge who have served at least 90 days on active duty, with at least one day of service during a period of war, or their surviving spouses. Feel free to contact us for details about qualifying for Aid and Attendance.

 “Delay, deny…wait till I die!” This is the phrase many veterans use to describe their local VA Regional Offices – which often take up to 10 years to approve/deny benefits. According to a 2018 CBS News Investigation of the VA found 900,000 claims pending up to 10 years. Tens of thousands of claims were “hidden away in cabinets” to reduce VA Regional Office employee work loads

We know what documentation they require. We will file the paperwork free of charge and make sure you receive the maximum possible benefit. We will follow up with the VA on your behalf throughout the claim approval process. With US Veteran Care, you begin receiving care within 2 to 6 weeks promptly after the application is filed, which we will pay for on your behalf thanks to an interest-free loan. This loan is a unique service of our US Veteran Care Program; you simply reimburse us for those initial months’ expenses from your retroactive VA payment, once your claim is approved.

Also, after you begin receiving your pension, we continue working for you and make sure you stay compliant – monitoring and submitting ongoing paperwork the VA requires, so you continue to receive the maximum benefit.

Our experts will evaluate your financial situation and offer all options and solutions available.  For example, the value of your home is not calculated when considering qualification.  Call us to schedule a call now 314-501-5330 

Answer the 8 Pre-qualification questions above.

We then schedule a time to visit at your convenience to let you know exactly the type of care you may qualify for and ask your permission to request the certified copies of your military discharge records from the VA.  We will have you sign the permission forms to help us gather the required documents on your behalf.  The entire process can be done from the comfort of your own home and you will NOT be required to visit any local VA offices.  We do it all for you.

Call For a FREE Consultation: 314-501-5330 We’re Here to Help

Home Care MO is different. We are a forward thinking compassionate group of caregivers backed by technology that helps monitor and care for your loved one 24 hours a day 7 days a week.

Home Care MO provides in-home private duty care services for veteran seniors and their surviving spouses.

Certain veterans may qualify for financial assistance with activities of daily living like eating, bathing, dressing, continence (using the toilet), mobility (transferring, walking), and grooming.

How Do Missouri Veterans Get Help with this Program?

Personal Care Services Provided

Personal Care Services provide assistance with more intimate types of care. This includes all of the activities of daily living: (ADLs)

  • Bathing, dressing, and grooming
  • Oral Hygiene
  • Ambulation
  • Safety and fall prevention
  • Feeding
  • Medication reminders
  • Toileting and incontinence care
  • Transferring from bed to wheelchair
  • Expertise with Memory loss, confusion, and forgetfulness
  • Monitoring and reporting conditions and changes

Personal care services keep seniors in their own homes longer by preventing illness and the worsening of long-term medical conditions.

Home Care MO can help serve Veterans in our community and give those Veterans the opportunity, when needed, to supplement their health care with a network of community care providers.

How Much Does the VA Pay for Aid and Attendance?

These numbers change annually. The 2021 maximum monthly benefits for those qualifying for the Aid & Attendance level of Pension is: Surviving Spouse of a Veteran: $1,244. Veteran with no Spouse or dependent children: $1,936. Married couple where the Veteran requires care: $2,295.

Veterans’ Home Care Services in St. Louis

What Does “War Era Veteran” Mean?

To qualify for the benefit, the veteran must have served 90 days of active duty with at least one day during a wartime period.  The wartime periods have been established by Congress as follows:

  • World War II – From December 7, 194 to December 31, 1946
  • Korean Conflict – From June 27, 1950 to January 31, 1955
  • Vietnam Era – From February 28, 1961 to August 4, 1964 for veterans serving in Vietnam or on a ship off the coast of Vietnam. From August 5, 1964 to May 7, 1975 for military personnel who served anywhere in the world.
  • Gulf War – August 2, 1990, through a future date set by Presidential proclamation or law.

Service in a combat zone is not a benefit requirement.

Veterans who started their active duty after September 7, 1980 must have served at least 24 months or the full period for which they were called or ordered to active duty, with at least 1 day during wartime, or were an officer and started their active duty after October 16, 1981 and weren’t previously on active duty for at least 24 months.

Our in-home care services aim to offer home care to every individual in the comfort of their own home. Learn about all of our services. 

Veterans’ Home Care Services in St. Louis

Are you ready to start your consumer directed services? Or would like to try Remote Patient Monitoring? 

There are many eligible services offered through the VA – The below list is not all inclusive.

  • Disability Compensation
  • Health Care
  • Education and training
  • Non Service-Connected Pension
  • Memorial Benefits
  • Burial in a VA national cemetery
  • Home loan and Housing Assistance
  • Interest Rate Reduction Refinance Loans
  • Aid and Attendance
  • Veteran Affairs
  • VA Life Insurance

To apply for benefits, visit




Providing exceptional Veterans' Home Care for seniors and families in St. Louis City, St. Louis, Franklin, St. Charles, Warren, Crawford, Jefferson, Lincoln, Montgomery, Pike, St. Francois, Ste. Genevieve, and Washington Counties.

Take advantage of our home care services today, which are all designed to help our clients achieve overall wellness. To execute our mission, we offer various non-medical home care services that are made specifically to meet your health and personal needs. Our team of professional caregivers is ready to assist you with your daily routine. The services we offer are all aimed towards improving your overall well-being.

Our in-home care services aim to offer home care to every individual in the comfort of their own home. Our professional caregivers are responsible for giving around-the-clock care and supervision to ensure that your needs are immediately met. The caregiver will also perform regular monitoring to see if there are changes or improvements in your health.